Helping a Loved One Buy a Home? What You Need to Know Before You Sign It’s a scenario I see often in my practice: a parent, sibling, or close friend wants to help a lovedone break into the housing market. In the “old days,” this was often handled by simplyco-signing as a guarantor. However, today’s […]
Learn MoreWhat is “Tender” in Real Estate? A Summary for When Transactions Stall As a real estate lawyer, I often see the stress that builds when a closing day arrives and thingsaren’t moving as planned. Usually, it’s the seller waiting on the other side of an empty digitaltable. When a buyer can’t get their cash together […]
Learn MoreThinking of Skipping the Realtor? Why a “Private Deal” Might Cost You More Than You Think In the world of real estate, it’s tempting to think that selling to a friend, neighbor, or familymember is a simple way to save on commission. You know the person, you know thehouse—how hard could it be? As a […]
Learn MoreThinking of Buying Pre-Construction Home? Why Your Lawyer Should Be Your First Call So, you’ve found the perfect floor plan, the amenities look incredible, and you’re ready to signon the dotted line for a brand-new home. Before you do, there is a crucial step you cannot skip:getting a professional legal review. I often tell my […]
Learn MoreUnderstanding Collateral Mortgages: What You Need to Know If you’ve ever looked at your mortgage registration and noticed the numbers don’t quite matchwhat you borrowed, you’ve likely encountered a collateral mortgage. While these arecommon tools for banks, they can cause significant “grief” for homeowners and mortgagebrokers alike if not properly understood. As a real estate […]
Learn MoreThe Closing Day Trap: Why Sellers Shouldn’t Cancel Their Property Insurance Too Early As a real estate lawyer, I regularly encounter situations that add unnecessary stress to what isalready a highly anxious time for home sellers. One of the most common—and potentiallycostly—mistakes I see involves property insurance. Many sellers inform their insurance company well in […]
Learn MoreUnderstanding Interim Occupancy Fees: Why Your Payments Might Be Higher Than Expected If you’ve recently received an interim statement of adjustments for your new condominium, youmight be feeling some “sticker shock” regarding your occupancy fees. As a real estate lawyer,I’ve been receiving many calls lately from concerned buyers who are finding these costs to bemuch […]
Learn MoreWhy Your “Sticker Price” Isn’t the Final Price: Understanding Cost Adjustments When you walk into a sales office and see a beautiful new condo or home priced at $799,990,it’s easy to assume that’s the number you’ll be writing on your final cheque. However, as a realestate lawyer, I see many buyers surprised on closing day […]
Learn MoreThinking of Buying a Condo? Why the Status Certificate is Your Best Friend Buying a condominium is an exciting milestone, but it comes with a unique set of legal andfinancial considerations that differ from buying a freehold house. As a real estate lawyer, Icannot stress this enough: the status certificate is one of the most […]
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